Terms & Conditions

Last Updated: Tuesday, 1 September 2026

Welcome to OntPress, accessible at ontpresss.com. These Terms & Conditions govern your access to and use of this website including its Mortgage Calculator and other tools. By visiting or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.

Use of Content & Tools

All articles, guides, and other written material published on the Site, along with the Mortgage Calculator and any other interactive tools, are made available for personal, non-commercial, informational use only. You may read, share links to, and reference our content for personal purposes, provided you do not misrepresent its source or use it in a misleading way. Calculator results are estimates only and should not be relied upon as a substitute for figures provided by a licensed lender or financial professional.

Intellectual Property

Unless otherwise stated, all content on the Site including text, articles, graphics, logos, the Mortgage Calculator and other tools, and design elements is the property of OntPress or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, republish, distribute, or create derivative works from our content or tools without prior written permission, except for brief excerpts used with proper attribution and a link back to the original source, consistent with standard fair-use practices.

User Conduct

When using the Site, including any comment sections or contact forms, you agree not to:

• Post or transmit any unlawful, defamatory, abusive, or harassing content;
• Attempt to gain unauthorized access to any part of the Site or its underlying systems;
• Use automated tools to scrape or extract content from the Site without permission;
• Impersonate any person or entity or misrepresent your affiliation with any party;
• Use the Site in any way that could damage, disable, or impair its functionality;
• Use content or tools published on the Site to solicit investments, promote unregistered financial products, or provide unlicensed financial or lending advice to others.

We reserve the right to remove any user-submitted content and to restrict access to the Site for users who violate these Terms.

No Financial or Professional Advice

As noted in our Disclaimer, content on this Site including coverage of personal finance, investing, loans, mortgages, business, and technology, and results from the Mortgage Calculator is provided for general informational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. Use of any information or tools found on the Site is at your own discretion and risk.

Third-Party Links

The Site may contain links to third-party websites, lenders, or financial platforms. We do not control and are not responsible for the content, accuracy, or practices of these external sites, and their inclusion does not imply endorsement.

Limitation of Liability

To the fullest extent permitted by applicable law, OntPress, its authors, and contributors shall not be held liable for any direct, indirect, incidental, special, or consequential damages including financial losses arising from investment, borrowing, or property decisions arising from your use of, or inability to use, the Site, its tools, or its content, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless OntPress and its authors, contributors, and affiliates from any claims, damages, liabilities, or expenses arising out of your use of the Site or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws, without regard to its conflict of law principles.

Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Contact: posttorank@gmail.com